Whether you work as a building contractor or you own a business that is about to embark on a major building, remodel or renovation project, you need to make sure you have the right construction coverage. Heritage Risk Advisors specializes in providing customized insurance policies for all aspects of construction. We cover single renovation projects, massive expansion and building projects, and day-to-day business for builders and general contractors.

Policies We Write

Through our extensive network of top-rated insurance carriers, we write insurance policies for every aspect of the building and remodel process. Our most popular products for builders and general contractors include

• Builders risk or course of construction coverage
• Workers compensation insurance
• Inland marine insurance
• General liability insurance
• Business property insurance
• Surety bonds
• Waivers of subrogation
• Commercial vehicle coverage (owned and non-owned)
• Identity theft protection and cyber liability insurance

Because every business and building project is unique, we don’t offer one-size-fits-all policies. Instead, we provide customizable insurance options for businesses and construction projects of all sizes.

Options We Provide

Our goal is to help you eliminate gaps in your insurance coverage that could seriously harm your business. For this reason, we provide a variety of coverage options, including products specifically designed to fill common coverage gaps. Some of these options include

• Flood insurance
• Construction trailer coverage
• Umbrella coverage and extended limits
• Environmental insurance
• Coverage for scaffolding
• Employment practices liability insurance

Our goal is to take care of the insurance so you can focus on building. Learn more by filling out our easy online information form today. If you would like to speak with an insurance professional, call our office during normal business hours or drop by a neighborhood office location. We look forward to helping you eliminate the risks of construction while you continue to build for the future.

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