Heritage Risk Advisors Blog
All You Ever Wanted to Know About Insurance
Why Today’s Homes Burn Faster
Friday, December 1, 2017
From building materials to furnishings, many of the things in your home likely aren’t as flame-resistant as those from yesteryear. A fire in a modern home is a “perfect storm,” according to safety consulting and...
How to Lower Your Auto Insurance Bill
Friday, November 3, 2017
It’s easy to lower your insurance costs - especially if you have a great driving record, or don’t mind having higher deductibles. Who doesn’t want to pay less for car insurance? Billions of dollars are spent on ad...
WRAP’s Sub To’s Assignment of Contract - Insurance Truth Apple Series 19
Saturday, October 28, 2017
Do You Need Umbrella Insurance?
Friday, October 6, 2017
One of the most certain things in life is uncertainty. Your dog could bite the neighbor’s kid. Your teen driver could hit a cyclist. A guest could fall down your stairs. A rainy morning commute on worn-out tires could...
Insurance 101
Friday, September 29, 2017
Kim Stallings, MBA director of operations/broker at Heritage Risk Advisors, here at #Propelio to talk about what to look for when searching for insurance. #Top5 #Top5Insurance101 Kim Stallings, Director of Operations/...
The Parts of my Insurance Contract - Insurance Truth Apple Series 13
Sunday, September 17, 2017
Where does my Policy come from - Insurance Truth Apple Series 12
Saturday, September 9, 2017
Three Ways a Pool May Affect Your Homeowners Insurance
Friday, September 8, 2017
That oh-so-covetable experience of taking a dip in your very own pool? Millions of American households enjoy it, at least when the weather’s nice. With the summer heat ratcheting up, you may be coming down with a...
Easy to Forget Cleaning Projects
Friday, August 4, 2017
As a busy homeowner, it's easy to fall into the trap of pushing off tasks that maintain the long-term value of your home in favor of more pressing problems. That’s OK, to a point, as certain house-cleaning projects...
Heavy Rain? Be on the Lookout for Heavy Damage
Friday, July 7, 2017
Your home protects you from the elements, but heavy rains can weaken that protection. With a little maintenance and a lot of vigilance, it’s not hard to stay safe and dry. Spring rainstorms are a fact of life in many...
Shhhhhh...Insurance Secrets!
Friday, June 30, 2017
Kim Stallings with Heritage Risk Advisors sharing some secrets about how insurance works, policies, endorsements, perils, your lender, your tenants, wraps & sub to's
Property Valuations- Insurance Truth Apple Series 1
Friday, June 9, 2017
Shhh! Here is a little insurance secret... Eat some truth apples.
Want a Safer Home? Consider these Inexpensive Fixes
Friday, June 2, 2017
Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you can...
Help Your Dog Love Apartment Living
Friday, May 5, 2017
Apartment living can have many advantages: low maintenance, close to work and entertainment, and ease of changing residence. But, if you’re a dog owner, apartment living can present some difficulties. You probably won’t...
Love Bites – Get Umbrella Coverage
Friday, April 7, 2017
In today’s economy, everyone is pinching pennies. So why worry about umbrella coverage? Shouldn’t a home and auto policy leave you adequately covered? Unfortunately, we live in a world of lawsuits. Large damages can be...
Teen Driving Safety
Friday, March 3, 2017
Talking to Your Teen About Safe Driving When teens begin to drive, according to the National Highway Traffic Safety Administration (NHTSA) and the National Safety Council, the sobering statistics start to pile up:Car...
Car Shopping With Safety in Mind
Friday, February 3, 2017
You’ve heard all the talk about driverless cars. Yet we’re still years away from living in a world where you can just tell your car where to go and then kick back and relax with a book or your phone. Even still,...
7 Driving Habits That Are Bad for Your Car
Friday, January 6, 2017
No matter how safe you are behind the wheel, you’ve probably done things like: Shift into drive while the car is still rolling backward. Ride the brakes on steep hills. Roll into the gas station on empty. Guilty? If so,...