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Heritage Risk Advisors Blog

All You Ever Wanted to Know About Insurance

Truth Apples. An insurance in a minute education series

Green & Environmental Discounts - Insurance Truth Apple Series 7


Easy to Forget Cleaning Projects

As a busy homeowner, it's easy to fall into the trap of pushing off tasks that maintain the long-term value of your home in favor of more pressing problems. That’s OK, to a point, as certain house-cleaning projects...

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Updates and My Property - Insurance Truth Apple Series 6


Co-Insurance - Insurance Truth Apple Series 5


Agreed Value - Insurance Truth Apple Series 4


Heavy Rain? Be on the Lookout for Heavy Damage

Your home protects you from the elements, but heavy rains can weaken that protection. With a little maintenance and a lot of vigilance, it’s not hard to stay safe and dry. Spring rainstorms are a fact of life in many...

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Shhhhhh...Insurance Secrets!

Kim Stallings with Heritage Risk Advisors sharing some secrets about how insurance works, policies, endorsements, perils, your lender, your tenants, wraps & sub to's

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Actual Cash Value - Insurance Truth Apple Series 3


Replacement Cost - Insurance Truth Apple Series 2


Property Valuations- Insurance Truth Apple Series 1

Shhh! Here is a little insurance secret... Eat some truth apples.

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